Ohio Plan

The Ohio Plan is a member-driven alternative property and liability insurance program focused on providing affordable and comprehensive coverage along with a wide range of risk management services to Ohio local governments and special districts. The Ohio Plan, its board of directors and service partners pride themselves in providing exceptional service and many benefits to the Ohio Plan membership.

The Ohio Plan Risk Management was established in 1988 as a result of a tumultuous insurance market. Many public entities were forced to pay extremely high premiums or self-insure their property and/or liability exposures due to insurance carriers exiting the public entity marketplace due to increased losses. Since this time, the Ohio Plan has grown membership, members’ equity and services, bringing long-term stability to the program and its members.